Scenic Oaks Funding provides home loans and mortgage refinancing for real estate in Stanislaus, San Joaquin, and Tuolumne Counties. From Modesto and Stockton to Ceres, Lodi, Manteca, Oakdale, Tracy, and Turlock, Scenic Oaks Funding is the premiere financing company in the Central Valley for VA and FHA Loans, First-Time Buyers, and investors.